Job Description
We are seeking a talented and detail-oriented Finance Analyst to join our team. The ideal candidate will have a strong background in both accounting and finance, bringing at least 4 years of experience—preferably gained from a Big 4 firm. In this critical role, you'll ensure financial accuracy and operational efficiency while collaborating closely with the Accounting Manager and Loan Servicing department.
Key Responsibilities:
Financial Oversight
Monitor and reconcile portfolio performance, including interest income, fees, and expenses.
Ensure accurate loan servicing data reporting and reconcile bank statements with loan portfolio transactions.
Analyze key financial metrics, such as return on investment (ROI) and weighted average cost of capital (WACC), to support business decisions.
Reporting Requirements
Partner with auditors to provide necessary documentation for the audit process (Quarterly).
Ensure timely distribution of all 1098s and 1099s by the IRS deadline (January 31).
Perform internal audits of financial records, loan portfolios, and bank reconciliations to identify discrepancies or risks in preparation for the annual audit (Monthly).
Send monthly reports to banking partners, meeting their specific requirements.
Collaborate with the Accounting Manager to review and verify financial statements, ensuring adherence to GAAP standards.
Collaboration and Internal Controls
Work with the Accounting Manager to ensure accurate and compliant financial statements.
Conduct regular internal audits to maintain financial integrity and mitigate risks.
Design and implement robust internal controls to improve financial accuracy and operational efficiency.
Loan Servicing & Compliance
Work closely with the Loan Servicing team to verify loan payments, escrow accounts, and payoff statements.
Ensure compliance with federal, state, and local financial regulations, including FDCPA and CFPB.
Prepare and deliver comprehensive financial reports to stakeholders, including performance metrics and variance analyses.
Budgeting and Forecasting
Assist in the creation of annual budgets and financial forecasts.
Continuously monitor financial performance against budgets and provide valuable insights and recommendations to the leadership team.
Conduct cash flow analysis and 13-week cash forecasts to ensure sufficient liquidity.
Special Projects & Process Improvement
Lead ad hoc financial analysis and special projects, focusing on continuous improvement.
Evaluate and recommend financial systems or tools to optimize operations and enhance reporting capabilities.
Qualifications:
Education and Experience
Bachelor's degree in Finance, Accounting, or a related field (CPA certification is a plus).
At least 4 years of experience in accounting/finance, ideally with a background in Big 4 public accounting, private credit, and/or consulting.
In-depth knowledge of GAAP, financial analysis, and compliance frameworks.
Technical Skills
Proficiency in financial software and accounting tools (e.g., QuickBooks Online).
Strong Excel skills, with experience in data analysis tools.
Experience with loan servicing software and financial reporting platforms is an asset.
Soft Skills
Exceptional analytical and problem-solving abilities.
Strong communication and interpersonal skills, with a collaborative approach across departments.
High attention to detail and the ability to manage multiple priorities in a fast-paced work environment.
Why Join Us:
Play an instrumental role in shaping the financial direction of a leading private lender.
Enjoy a flexible hybrid work environment.
Be part of a dynamic, collaborative team dedicated to real estate financing and investment.
Employment Type: Full-Time
Salary: $ 20.00 25.00 Per Hour
Job Tags
Hourly pay, Full time, Local area, Remote job, Flexible hours,