Job Description

Responsibilities:

•Participate and complete training as directed by manager/supervisor

•Assist with originating and evaluating mortgage loans according to company guidelines and standards.

•At the direction of the senior loan officer, meet with mortgage loan borrowers on the phone and in person, advising and guiding them throughout the entire loan process.

•Assist in reviewing and calculating income on wage-earning and self-employed borrowers.

•Assist with the review and recalculation of assets per documentation.

•Assist borrowers with mortgage technology systems, e-signing and uploading of documents.

•Prepare and organize loan origination documents, and validate required borrower information.

•Pull credit reports and run loans through the automated underwriting system.

•Order third-party services, and submit files to processing.

•Research investor/agency guidelines via AllRegs, ensure loans meet requirements and assist loan officers with structuring loans and selecting qualifying investors.

•Generate initial loan disclosures and send to borrowers for execution.


•Submit and monitor the status of applications.

•Maintain good relationships with clients by keeping them informed.

•Interact with real estate agents, appraisers and sales agents as needed.

•At the direction of the senior loan officer, coordinate, communicate and guide all borrowers, real estate agents and attorneys through the loan process and loan statuses.

•At the direction of the senior loan officer, contact borrowers to collect additional supporting documentation.

•Assist with the review and approval of initial closing disclosures, and assist in scheduling closings.

Required Qualifications:

•Active mortgage loan origination license

•Some experience in mortgage banking

•Excellent interpersonal, communication, presentation and sales skills

•Compliance with financial and lending practices

•Strong verbal skills

•Professional and outstanding attitude

•Microsoft Office skills (Word, Excel, PowerPoint, etc.)

•Sales aptitude with a focus on customer service

Preferred Qualifications:

•Experience with Encompass LOS

•Experience with AllRegs

•Experience with Total Expert or other CRMs

•Experience in a multi-lender environment Draper

Job Tags

Self employment,

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